Lawyer/solicitor (see alsoSolicitor fees in Spain)
Hipotecar
to mortgage
Spanish licensed property administrator
Hipoteca de inversión
Endowment mortgage
Agente de la Propiedad
Property Agent
Hipotecable
Mortgageable
Amortización
Repayment of loan/mortgage, depreciation
IBI Impuesto sobre Bienes Inmuebles
Impuesto sobre actos jurídicos documentados
Legal documentation tax
Impuesto sobre el Incremento del Valor de Terrenos
Tax on the increase of land value
IVA Vivienda
Property VAT
Libre de cargas
Free of debts
Libro del edificio
Documents handed over by the promoter when a building is finished
Licencia de obra
Building permission
Notario
Notary
Nota simple registral
Certificate from a property register
Unfair clause in a contract usually to the detriment of the consumer
Renegotiation of mortgage terms
Obra Nueva
Document certifying a brand new building
Certificate informing about debts of a specific property
Oferta vinculante
Bank document certifying the exact mortgage conditions
Pago en efectivo
Cash payment
Parcela
Plot of land
Association of property owners
Piso
Flat
Poder
Power of attorney
Contrato de compraventa de vivienda
Private property sales contract
Préstamo con techo
Loan with variable interest rates with a fixed minimum and maximum
Cooperativa de viviendas
Housing co-operative
Préstamo cualificado VPO
Special loan given only for the purchase of low-cost housing
Cuenta de ahorro vivienda
Housing savings account with special tax benefits
Plusvalía Municipal
Capital gains tax on the sale of property
Proindiviso
Co-ownership, when a property has more that one owner
Desahucio
Eviction
Promotor
Property developer
División horizontal
Official document to describe division pf property between different owners
Registro de la propiedad
Property ownership register
Documento privado
Private document
Representante fiscal
Official tax representative
Documento público
Public document
Residencia (permiso)
Residency permit
Residente
Resident
Escritura pública de compraventa
Title deeds
Segunda vivienda
Second home
Euribor Official
Euro Interbank offered interest rate
Seguro multirreisgo hogar
House insurance
Se alquila
For rent
Finca
Estate
Se vende
For sale
Folleto informativo
Information leaflet/brochure
Seguro de amortización de préstamos
Loan repayment insurance
Gestoría
Firm specialised in obtaining official authorisations, permits, licences etc
Señal
Deposit, down payment
Gestoras de cooperatives
Firm specialised in obtaining official paperwork in relation to housing co-operatives
Subvención
Subsidy
Superficie útil
Useable square metres in a property
Tipo sustitutivo de referencia
Substitution of the official interest rate - for example the euribor
Tasación
Independent valuation of property
Titulo de propiedad
Deeds stating the ownership of property, date of sale etc...
Valor catastral
Registered value of land
Tipo de interés
Interest rate
Verificación
Verification
Vivienda de Protección Oficial (VPO)
Low-cost housing subsidised by the state